Our firm can assist you in filing for Bankruptcy under Chapters 7 and 13 of the U.S. Bankruptcy Code. Bankruptcy is a means to get immediate relief from creditors, provide a fresh financial start and reorganize debt. People who call our office with Bankruptcy questions are usually under a lot of stress. If you are considering Bankruptcy, you are probably facing garnishments, repossessions, foreclosures, repeated court dates and just feel like you have lost control of your finances. The most common reasons people seek Bankruptcy seem to center around unemployment, large medical debts, marital problems, and overextended credit.

Most debt is dischargeable under the Bankruptcy Code, such as credit card debt and unsecured debt. Debts which cannot be discharged are court ordered debt – for instance child support, spousal maintenance and criminal fines and fees – student loans and income tax debt.

Depending on your income and the type of property you own, we can advise on whether Bankruptcy is a good choice for you and under which chapter of the Code you should file. Whether you are seeking a fresh start or would like to work out a payment plan with more time to pay down your debt, we are here to help.